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I’ve been investing in Lending Club since 2013. Lending Club has changed the platform quite a bit since 2013. In my option, they have made the platform less risky and more robust. In addition, Lending Club has made it much faster and easier to get into new notes using Auto invest.
That said, I’m looking to get completely out of Lending Club when these notes fully get charged off or paid back. I had over 18 tax documents for 2020 and I’m looking to reduce my tax documents and investments down to a few in preparation for early retirement.
All the cash from Lending Club will be pulled out on a monthly basis and deposited into Fundrise. To day, it appears we have one note that looks like it’s going to be charged off. This is actually quite surprising considering the recession and pandemic. I do expect few more by the time all these notes mature. I have made money with the platform and don’t really have any complaints with Lending Club itself. All things considered, after 6 years, I made money.
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Income From Lending Club, LendingClub Update | Closing My Account | Passive Income | Fire Movement.
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